💼 What is a Mutual Fund?

A Mutual Fund is an investment vehicle that pools money from investors to create a diversified portfolio consisting of stocks, bonds, or other asset classes. It allows even small investors to benefit from professionally managed investments at a relatively low cost.

Mutual Funds are categorized based on their investment objective, types of securities they hold, and the returns they aim to generate.

📌 Key Facts You Must Know Before Investing in Mutual Funds

1️⃣ Mutual Funds Are More Than Just Equity

While many people associate Mutual Funds with stocks, they also invest in debt instruments such as:

• Certificates of Deposit (CDs)

• Government Securities (G-Secs)

• Bonds

• Non-Convertible Debentures (NCDs)

Certain Debt Mutual Funds carry low risk, especially those holding short-duration debt papers. When selected carefully, Debt MF schemes can be as safe as fixed deposits — often with better tax-adjusted returns.

🔍 Consult your Mutual Fund Distributor to choose the right equity, debt, hybrid, or multi-asset schemes based on your needs and investment horizon.

2️⃣ Easy to Start

Starting your investment journey in Mutual Funds is simple. You just need:

• To be KYC-compliant

• An active bank account

At platforms like FundzBazar, you can invest 100% online — no Demat account required!

3️⃣ Flexible Investment Options

Mutual Fund investments can be made via Lump Sum or Systematically:

a. SIP – Systematic Investment Plan

Invest a fixed amount at regular intervals (monthly/quarterly). This enables rupee cost averaging — buying more units when prices are low and fewer when prices are high.

b. SWP – Systematic Withdrawal Plan

If you require regular income, SWP allows you to withdraw a fixed amount at set intervals. It’s a great tool for retirement or passive income.

c. STP – Systematic Transfer Plan

Worried about market volatility with lump sum investment? STP invests your amount first in a liquid fund, and gradually transfers fixed amounts into your chosen equity scheme, reducing risk through staggered entry.

📈 Whether you’re a first-time investor or looking to optimize your portfolio — Mutual Funds offer flexibility, safety, and long-term growth potential.

👉 Contact Ravi Patel today to start your Mutual Fund journey with expert guidance.